In Burundi, where over 60% of the population is under 25, entrepreneurship is not just a career choice—it is a necessity. With limited job opportunities in the public sector and a growing population of graduates, young people are increasingly turning to business creation as a pathway to income and independence. Yet, despite their creativity and determination, many are held back by one powerful obstacle: fear.

There are more questions that need answers before significant disruption to current models, such as the credit card, can occur.